{"id":28238,"date":"2025-07-11T10:38:14","date_gmt":"2025-07-11T17:38:14","guid":{"rendered":"https:\/\/www.pingcap.com\/?p=28238"},"modified":"2026-01-05T06:06:49","modified_gmt":"2026-01-05T14:06:49","slug":"fintech-scalability-crisis-how-distributed-sql-unlocks-innovation-zero-downtime","status":"publish","type":"post","link":"https:\/\/www.pingcap.com\/ko\/blog\/fintech-scalability-crisis-how-distributed-sql-unlocks-innovation-zero-downtime\/","title":{"rendered":"The FinTech Scalability Crisis: How Distributed SQL Unlocks Innovation with Zero Downtime Operations"},"content":{"rendered":"<p>The FinTech industry is innovating at record speed. From embedded payments and AI-driven fraud detection to real-time credit scoring and risk analytics, financial services are becoming faster, smarter, and more personalized. But behind the scenes, many platforms are still powered by <a href=\"https:\/\/www.pingcap.com\/ko\/article\/overcoming-legacy-database-limits-with-tidb\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">legacy databases<\/a> and architectures built for a different era.<\/p>\n\n\n\n<p>Traditional systems are struggling to keep up. <a href=\"https:\/\/www.pingcap.com\/ko\/blog\/journey-from-traditional-monolithic-architecture-to-distributed-sql\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">Monolithic databases<\/a> falter under high-concurrency workloads, choke on regional traffic spikes, and force teams into complex sharding models. The consequences are familiar: missed growth, rising infrastructure costs, and engineering resources spent on firefighting instead of innovation.<\/p>\n\n\n\n<p>To stay competitive, FinTech leaders need more than incremental fixes. They need a data foundation that can scale effortlessly, <a href=\"https:\/\/www.pingcap.com\/ko\/article\/mastering-tidb-scalability-architecture-real-time-analytics\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">process both transactions and analytics in real time<\/a>, and maintain consistency and uptime across global operations.<\/p>\n\n\n\n<p>In this post, we\u2019ll explore the architectural challenges FinTech companies face, and how <a href=\"https:\/\/www.pingcap.com\/ko\/blog\/why-distributed-sql-databases-elevate-modern-app-dev\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">distributed SQL<\/a> helps overcome them to support next-gen business growth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_FinTech_Platforms_Are_Reaching_a_Breaking_Point\"><\/span>Why FinTech Platforms Are Reaching a Breaking Point<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The data demands on FinTech platforms are unlike anything the industry has seen before:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Transaction volume is exploding: <\/strong>The digital payments segment alone is growing at nearly 20% annually. Instant payments are expected to hit <a href=\"https:\/\/www.docuclipper.com\/blog\/fintech-statistics\/\">$58 trillion by 2028<\/a>.<\/li>\n\n\n\n<li><strong>Real-time analytics are now table stakes:<\/strong> Fraud detection, personalized recommendations, credit decisions, these can\u2019t wait for batch jobs.<\/li>\n\n\n\n<li><strong>Regulatory pressure is mounting: <\/strong>From GDPR to PSD2 to India\u2019s new data protection law, FinTechs must ensure auditability, encryption, and data integrity at all times.<\/li>\n<\/ul>\n\n\n\n<p>Legacy RDBMSs and manually sharded MySQL clusters weren\u2019t built for this kind of complexity. They&#8217;re hard to scale, difficult to maintain, and often force teams to bolt on additional tools just to survive.<\/p>\n\n\n\n<p>FinTech teams need something better, something built for this moment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_Growth_Outpaces_Data_Infrastructure\"><\/span>When Growth Outpaces Data Infrastructure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>FinTech companies aren\u2019t just building apps, they\u2019re operating high-velocity data engines. And the pressures are stacking up:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Unpredictable Spikes in Demand<\/strong>: Whether it\u2019s a holiday rush, a viral referral campaign, or market volatility, FinTech traffic is volatile by design. Vertical scaling strategies fall short. Manual intervention becomes the norm. And provisioning for peak demand means paying for idle capacity most of the year.<\/li>\n\n\n\n<li><strong>The Need for Real-Time Everything<\/strong>: Fraud detection, risk scoring, personalization, compliance triggers, these can\u2019t wait for batch processing. But most legacy architectures separate OLTP and OLAP, forcing teams to run complex ETL pipelines or operate separate systems entirely. That\u2019s added cost, complexity, and latency, right where you can least afford it.<\/li>\n\n\n\n<li><strong>Cross-Region Complexity<\/strong>: Today\u2019s FinTechs are global from day one. But coordinating data across regions introduces latency, availability risks, and consistency tradeoffs. Many databases prioritize availability over strong consistency, a compromise that\u2019s unacceptable in financial systems, where accuracy and auditability aren\u2019t optional.<\/li>\n\n\n\n<li><strong>Sharded Systems = Hidden Operational Debt<\/strong>: As usage grows, many companies adopt sharding as a quick fix. But <a href=\"https:\/\/www.pingcap.com\/ko\/article\/mastering-schema-management-in-tidb-for-scalable-databases\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">managing schema changes<\/a>, balancing load, routing queries, and maintaining observability across shards becomes a full-time job. Engineering time shifts from product development to infrastructure triage.<\/li>\n\n\n\n<li><strong>Compliance Burden Is Rising Fast<\/strong>: Between GDPR, PCI-DSS, India\u2019s DPDP Act, and sector-specific audits, FinTechs now operate under a microscope. Meeting requirements around encryption, <a href=\"https:\/\/docs.pingcap.com\/tidbcloud\/tidb-cloud-auditing\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">audit trails<\/a>, \uadf8\ub9ac\uace0 <a href=\"https:\/\/docs.pingcap.com\/tidb\/stable\/dr-solution-introduction?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">disaster recovery<\/a> requires not just discipline, but infrastructure that bakes those features in from the start.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_FinTech_Leaders_Are_Responding\"><\/span><strong>How FinTech Leaders Are Responding<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As the pace of innovation accelerates, leading FinTech firms are rethinking how they manage data. The old model of cobbling together separate systems for transactions, analytics, and caching is too complex, fragile, and slow. Teams are turning to distributed SQL to simplify operations and move faster.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why Do FinTech Companies Adopt Distributed SQL?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Seamless Scaling<\/strong>: Traditionally, scaling meant sharding, migrations, and risk. Distributed SQL systems scale horizontally by design, adding nodes to handle surging demand without downtime. This enables smoother rollouts and faster time to market, with less technical debt.<\/li>\n\n\n\n<li><strong>Unified Architecture<\/strong>: FinTech teams are consolidating OLTP, OLAP, and real-time workloads onto a single platform. Distributed SQL supports <a href=\"https:\/\/www.pingcap.com\/ko\/article\/transforming-olap-with-tidbs-hybrid-processing\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">mixed workload processing<\/a> natively, eliminating ETL pipelines and simplifying operations with one source of truth.<\/li>\n\n\n\n<li><strong>Real-Time Insight<\/strong>: Access <a href=\"https:\/\/www.pingcap.com\/ko\/article\/mastering-real-time-data-streaming-with-tidb\/\">live transactional data<\/a> for analytics without waiting on batch jobs. This shortens the loop from data to decision, empowering teams to experiment, iterate, and launch features with speed and confidence.<\/li>\n\n\n\n<li><strong>Built-In Availability and Consistency<\/strong>: Distributed SQL systems offer strong <a href=\"https:\/\/www.pingcap.com\/ko\/blog\/acid-at-scale-why-mysql-needs-distributed-sql-alternative\/\">ACID guarantees<\/a> \uadf8\ub9ac\uace0 <a href=\"https:\/\/docs.pingcap.com\/tidb-in-kubernetes\/stable\/use-auto-failover\/\">automatic failover<\/a> across regions. Transactions are replicated and durable by default, ensuring uptime and accuracy even during hardware failures or network disruptions.<\/li>\n\n\n\n<li><strong>Simplified Operations and Lower Cost<\/strong>: With fewer moving parts and cloud-native automation, unified architectures reduce tooling sprawl, operational overhead, and staffing requirements. This allows teams to do more with less.<\/li>\n\n\n\n<li><strong>Compliance from the Ground Up<\/strong>: FinTech platforms require infrastructure that supports encryption, audit trails, access controls, and disaster recovery by default. Distributed SQL helps teams stay ahead of evolving regulatory demands without costly add-ons.<\/li>\n<\/ul>\n\n\n\n<p>This shift toward data-intensive infrastructure reflects a broader mindset among FinTech leaders: build for scale without sacrificing speed, simplicity, or control. The goal is no longer to just keep up, it&#8217;s to stay ahead by investing in platforms that can grow with the business, adapt in real time, and reduce operational friction along the way.<\/p>\n\n\n\n<p>That\u2019s where distributed SQL becomes a game changer. And among the solutions driving this evolution, TiDB stands out by offering horizontal scalability, built-in consistency, and real-time analytics in a single, cloud-native system.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Makes_TiDB_Different_A_Purpose-Built_Database_for_FinTech_Scale\"><\/span>What Makes TiDB Different? A Purpose-Built Database for FinTech Scale<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.pingcap.com\/ko\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">\ud2f0DB<\/a> is an open-source, distributed SQL database built for the realities of FinTech: unpredictable growth, real-time insight, and strict compliance. It combines the horizontal scalability of <a href=\"https:\/\/www.pingcap.com\/ko\/article\/exploring-nosql-evolution-and-tidbs-htap-capabilities\/\">NoSQL<\/a> with the strong consistency and SQL compatibility of traditional RDBMSs, without the typical trade-offs.<\/p>\n\n\n\n<p>As FinTech platforms scale and evolve, core architectural advantages like elasticity, workload unification, and built-in resilience are no longer optional, they\u2019re essential.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Horizontal Scalability<\/strong><\/h3>\n\n\n\n<p>As FinTechs grow, so do the volume and velocity of their data. Traditional databases hit bottlenecks as traffic scales, often forcing teams into costly migrations or error-prone sharding.<\/p>\n\n\n\n<p>TiDB solves this by decoupling compute and storage, allowing each layer to scale independently. The compute layer handles SQL processing, while the storage layer uses a distributed key-value engine that automatically shards data into \u201cRegions\u201d and replicates it using the <a href=\"https:\/\/www.pingcap.com\/ko\/article\/understanding-raft-consensus-in-distributed-systems-with-tidb\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">Raft consensus protocol<\/a>. When traffic surges, new nodes can be added seamlessly to boost throughput with no downtime and service disruption.<\/p>\n\n\n\n<p>This makes it easier to manage sudden spikes, regional expansion, and long-term growth without reinventing your architecture every time.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1343\" height=\"720\" src=\"https:\/\/static.pingcap.com\/files\/2025\/07\/11103811\/AD_4nXeCP_BdWSi4YS1WvqCrxbmWC2yD6nSYXJ7XZb5H0tab8Kmucoc9602Y4UEsSeOmgoLbRBdkArfWwhyg9uy96disjmlKtWSCdiCSsYN6FzFfkAOm4Bm0rml4m4Bd2-Layqmn_syQ.png\" alt=\"\" class=\"wp-image-28266\" srcset=\"https:\/\/static.pingcap.com\/files\/2025\/07\/11103811\/AD_4nXeCP_BdWSi4YS1WvqCrxbmWC2yD6nSYXJ7XZb5H0tab8Kmucoc9602Y4UEsSeOmgoLbRBdkArfWwhyg9uy96disjmlKtWSCdiCSsYN6FzFfkAOm4Bm0rml4m4Bd2-Layqmn_syQ.png 1343w, https:\/\/static.pingcap.com\/files\/2025\/07\/11103811\/AD_4nXeCP_BdWSi4YS1WvqCrxbmWC2yD6nSYXJ7XZb5H0tab8Kmucoc9602Y4UEsSeOmgoLbRBdkArfWwhyg9uy96disjmlKtWSCdiCSsYN6FzFfkAOm4Bm0rml4m4Bd2-Layqmn_syQ-300x161.png 300w, https:\/\/static.pingcap.com\/files\/2025\/07\/11103811\/AD_4nXeCP_BdWSi4YS1WvqCrxbmWC2yD6nSYXJ7XZb5H0tab8Kmucoc9602Y4UEsSeOmgoLbRBdkArfWwhyg9uy96disjmlKtWSCdiCSsYN6FzFfkAOm4Bm0rml4m4Bd2-Layqmn_syQ-1024x549.png 1024w, https:\/\/static.pingcap.com\/files\/2025\/07\/11103811\/AD_4nXeCP_BdWSi4YS1WvqCrxbmWC2yD6nSYXJ7XZb5H0tab8Kmucoc9602Y4UEsSeOmgoLbRBdkArfWwhyg9uy96disjmlKtWSCdiCSsYN6FzFfkAOm4Bm0rml4m4Bd2-Layqmn_syQ-768x412.png 768w\" sizes=\"auto, (max-width: 1343px) 100vw, 1343px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><em>Figure 1. A diagram depicting TiDB\u2019s distributed SQL architecture that separates compute from storage<\/em>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Mixed Workload Processing<\/strong><\/h3>\n\n\n\n<p>Many FinTech applications need both fast transactions and real-time analytics, but legacy stacks often require separate systems for OLTP and OLAP, stitched together by <a href=\"https:\/\/www.pingcap.com\/ko\/article\/optimizing-etl-with-tidb-for-scalable-data-processing\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">ETL pipeli<\/a><a href=\"https:\/\/www.pingcap.com\/ko\/article\/optimizing-etl-with-tidb-for-scalable-data-processing\/\">nes<\/a>.<\/p>\n\n\n\n<p>TiDB unifies these workloads through its native mixed workload processing capabilities. A built-in columnar storage engine continuously replicates live transactional data from row storage in near real time. The TiDB query optimizer then intelligently routes analytical queries to the columnar layer and transactional queries to the row layer, all within the same database.<\/p>\n\n\n\n<p>The result: faster decision-making, lower operational overhead, and a simplified data stack that supports everything from fraud detection to customer personalization on fresh, reliable data.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Strong Consistency (ACID) and High Availability<\/strong><\/h3>\n\n\n\n<p>In financial systems, consistency isn\u2019t negotiable. A single out-of-order transaction or failed write can have real-world consequences.<\/p>\n\n\n\n<p>TiDB ensures strong data integrity with ACID compliance and Snapshot Isolation by default. Every write is replicated to a quorum of nodes using the Raft protocol before being committed, guaranteeing consistency even in the face of hardware failures or network partitions. And with built-in failover and multi-zone deployment support, TiDB maintains uptime and correctness, even during failure scenarios.<\/p>\n\n\n\n<p>This level of resilience is crucial for FinTechs operating across regions, compliance frameworks, and high-stakes workloads.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Cloud-Native Flexibility<\/strong><\/h3>\n\n\n\n<p>FinTech infrastructure needs to be as agile as the teams building on it. TiDB is cloud-native at its core, designed to run across public clouds, private infrastructure, or hybrid environments. It supports containerized deployment via Kubernetes and comes with the <a href=\"https:\/\/docs.pingcap.com\/tidb-in-kubernetes\/stable\/tidb-operator-overview?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">TiDB Op<\/a><a href=\"https:\/\/docs.pingcap.com\/tidb-in-kubernetes\/stable\/tidb-operator-overview\">erator<\/a>, which automates provisioning, scaling, upgrades, backups, and recovery.<\/p>\n\n\n\n<p>This gives platform and SRE teams full control over their deployments, while reducing manual effort and enabling DevOps best practices.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Plaid_Reduced_Operational_Overhead_25_While_Eliminating_Unexpected_Downtime\"><\/span><strong>How Plaid Reduced Operational Overhead 25% While Eliminating Unexpected Downtime<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Plaid, a global leader in financial data connectivity, helps thousands of apps and institutions securely<br>access consumer financial data. The company&#8217;s engineering team faced growing pressure as their largest, most critical services began to hit limits on their hosted MySQL stack. Availability issues, slow schema changes, and weeks-long workarounds were becoming the norm. <\/p>\n\n\n\n<p>Plaid adopted TiDB to <a href=\"https:\/\/www.pingcap.com\/ko\/blog\/accelerating-distributed-sql-adoption-plaid-amazon-aurora-migration\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">eliminate the burden of sharding and future-proof its data infrastructure<\/a>. With native MySQL compatibility, TiDB allowed Plaid to migrate a greenfield service with minimal code changes. The platform\u2019s horizontally scalable, cloud-native design made it easy to adapt to traffic spikes and evolving application requirements.<\/p>\n\n\n\n<p><strong>Key results included:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>25% reduction in operational overhead <\/strong>by eliminating sharding and simplifying cluster management<\/li>\n\n\n\n<li><strong>5x increase in resource utilization<\/strong> thanks to elastic scaling and improved topology<\/li>\n\n\n\n<li><strong>Zero-downtime schema changes<\/strong> enabled faster iteration and safer deployments<\/li>\n\n\n\n<li><strong>Improved developer velocity <\/strong>with centralized query patterns, simplified observability, and faster test cycles<\/li>\n\n\n\n<li><strong>Option to integrate real-time analytics <\/strong>later using TiDB\u2019s mixed workload processing capabilities, without rearchitecting<\/li>\n<\/ul>\n\n\n\n<p>\u201cWith TiDB, we can now perform upgrades with zero downtime and large table schema migrations,\u201d said Xander Hill, Principal Engineer at Plaid. That shift didn\u2019t just improve reliability, it fundamentally changed how quickly and safely their teams could move.&nbsp;<\/p>\n\n\n\n<p>Plaid\u2019s migration story shows how the right architectural choice early on can set the foundation for long-term scale, compliance, and developer efficiency.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Why Plaid Migrated from Managed MySQL to TiDB\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/o6eetnpi-3Q?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Download_Our_Complete_Guide_to_FinTech_Resilience\"><\/span>Download Our Complete Guide to FinTech Resilience<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Legacy databases weren\u2019t built for today\u2019s FinTech demands. As digital services become more personalized, intelligent, and compliance-intensive, infrastructure must do more than just store data. It has to scale seamlessly, operate without interruption, and support real-time decisions.<\/p>\n\n\n\n<p>Our latest white paper explores how FinTech leaders are using distributed SQL, and specifically TiDB, to modernize their data architecture. From global payment processors to digital banks and embedded finance pioneers, discover how next-gen platforms are eliminating downtime, simplifying operations, and accelerating product velocity.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.pingcap.com\/ko\/ebook-whitepaper\/architecting-fintech-resilience-distributed-sql-unlocks-scalability-zero-downtime\/?utm_source=blog&amp;utm_campaign=fintech-scalability&amp;utm_content=nivanya\">Download the full guide<\/a> to see how TiDB supports FinTech growth, compliance, and resilience at scale.<\/p>","protected":false},"excerpt":{"rendered":"<p>The FinTech industry is innovating at record speed. From embedded payments and AI-driven fraud detection to real-time credit scoring and risk analytics, financial services are becoming faster, smarter, and more personalized. But behind the scenes, many platforms are still powered by legacy databases and architectures built for a different era. Traditional systems are struggling to [&hellip;]<\/p>\n","protected":false},"author":275,"featured_media":28247,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","footnotes":""},"categories":[154],"tags":[147,14,11,9,111,31],"class_list":["post-28238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-solution","tag-distributed-sql","tag-mysql","tag-real-time-analytics","tag-scalability","tag-tidb","tag-tidb-cloud"],"acf":[],"featured_image_src":"https:\/\/static.pingcap.com\/files\/2025\/07\/11085359\/tidb_feature_1800x600-1-7-scaled.png","author_info":{"display_name":"M. Nivanya","author_link":"https:\/\/www.pingcap.com\/ko\/blog\/author\/nivanya\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FinTech Scalability Crisis: How Distributed SQL Unlocks Innovation<\/title>\n<meta name=\"description\" content=\"FinTech is evolving fast. 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Nivanya"},"description":"Content Manager","url":"https:\/\/www.pingcap.com\/ko\/blog\/author\/nivanya\/"}]}},"grav_blocks":false,"card_markup":"<a class=\"card-resource bg-white\" href=\"https:\/\/www.pingcap.com\/ko\/blog\/fintech-scalability-crisis-how-distributed-sql-unlocks-innovation-zero-downtime\/\"><div class=\"card-resource__image-container\"><img class=\"card-resource__image\" alt=\"tidb_feature_1800x600 (1)\" src=\"https:\/\/static.pingcap.com\/files\/2025\/07\/11085359\/tidb_feature_1800x600-1-7-scaled.png\" loading=\"lazy\" width=2560 height=853 \/><\/div><div class=\"card-resource__content-container\"><div class=\"card-resource__content-head\"><div class=\"card-resource__category\">Solution<\/div><\/div><h5 class=\"card-resource__title\">The FinTech Scalability Crisis: How Distributed SQL Unlocks Innovation with Zero Downtime Operations<\/h5><\/div><\/a>","_links":{"self":[{"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/posts\/28238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/users\/275"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/comments?post=28238"}],"version-history":[{"count":18,"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/posts\/28238\/revisions"}],"predecessor-version":[{"id":31251,"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/posts\/28238\/revisions\/31251"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/media\/28247"}],"wp:attachment":[{"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/media?parent=28238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/categories?post=28238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pingcap.com\/ko\/wp-json\/wp\/v2\/tags?post=28238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}